RING: Quick Personal Loan App 1.3.8

RING is a credit app catering to India’s young, ambitious individuals. Developed locally, this digital platform offers credit services through Si Creva Capital Services Pvt. Ltd, an RBI-registered NBFC. RING provides personal loans for extended periods, along with diverse payment options.

Customers can access up to Rs. 5 lakhs in credit with a quick and paperless KYC process done in under 5 minutes. The Annual Percentage Rate (APR) ranges from 18% to 36% per annum, with convenient repayment terms spanning from 3 to 24 months. Additionally, on-time repayments unlock the potential for higher pre-approved loans.

Moreover, RING UPI facilitates convenient money transfers to mobile numbers or bank accounts. The UPI Lite feature enables small-value transactions up to Rs. 200, while the Expense Tracker allows users to monitor account balances, credit card activity, UPI transactions across categories, and monthly savings.

• Pay at over 10 lakh RING-affiliated stores nationwide
• Access Power Loans up to Rs. 5 lakhs
• Transfer funds instantly to your bank account
• Use RING UPI & UPI Lite for hassle-free transactions
• Manage expenses efficiently with the RING Expense Manager feature

RING prioritizes a customer-centric approach, emphasizing safety and data protection to deliver a seamless experience at every touchpoint. The company's collection practices are designed with empathy and adhere strictly to RBI and MeiTY guidelines.

Special bonuses reward users with cashback on transactions made through RING. For instance, a credit example for small business purchases illustrates how the app can be utilized effectively.

The key advantages of choosing RING include:

• Easy credit accessibility up to Rs. 2 lakhs
• Straightforward application process with rapid approval
• Flexible repayment options available
• No physical documentation required
• No collateral needed to secure credit

RING collaborates with reputable RBI-registered NBFCs, such as Si Creva Capital Services Pvt Ltd, Poonawalla Fincorp Limited, and MAS Financial Services Limited.

To be eligible for RING's services, applicants must be aged 21 or above and hold Indian nationality. Documentation requirements include PAN card details and Aadhaar information.

The company's customer care principles prioritize customer safety:

1. Avoiding contact via private mobile numbers or WhatsApp for payment reminders
2. Ensuring all calls originate from registered landline numbers
3. Collecting payments exclusively through official channels
4. Monitoring call quality and language for professionalism
5. Absolutely no requests for extra payments or commissions
6. Maintaining data privacy without accessing personal information like contact lists
7. Respecting customer privacy by not contacting friends or relatives for repayments
In case of any concerning situations involving customer care violations, individuals are encouraged to report such incidents via email or phone. The registered office address of RING is Office Unit 2,3 & 4, 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai - 400070, Maharashtra, India. Disclaimer: RING's application is SSL-certified, guaranteeing secure transactions for its users.